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Lending and borrowing form a complex market with diverse user needs, risk tolerances, and sophistication levels where no single interface can cater to all use cases effectively.

The vision for the Morpho interface is to function as an explorer of the Morpho protocol, offering a comprehensive yet unopinionated way to analyze and interact with Morpho contracts.

One Interface Does Not Fit All​

Risk-reward tradeoffs Are Multidimensional​

Financial primitives involve multidimensional risk-reward tradeoffs such as liquidity, rate, loss tolerance, and terms. Interfaces must allow users to express their risk preferences, which can make the UX complex. For more details, read this article.

Interfaces for Each Persona​

Morpho allows users to choose markets and risk parameters, accommodating various risk-reward appetites and user personas. The Morpho Interface serves as a neutral front-end, similar to Etherscan for Ethereum, making Morpho contracts readable and accessible.

The Morpho Interface is a Network Explorer​

Neutral​

The Morpho Interface provides an unopinionated platform for lending and borrowing without bias. It will natively display all deployed markets that are whitelisted into Morpho Vaults, presenting relevant data and trust signals to assist users.

  • Note also that any market pages will be accessible for any market if accessed with a direct link, except for some markets due to legal constraints.
  • The same applies to vault pages.
  • If one accesses a page of a vault/market that is not whitelisted, one will have a red warning.

About users' position:

  • All positions taken on Morpho & Morpho Vaults, through the interface or not, will be listed in the positions table.
  • If one has a position in a market that is not whitelisted, a red warning will be displayed in the table.

Accessible & Auditable​

  • Auditable: Fully open-source (GPL3) with open-source (MIT) SDKs for building specialized apps.
  • IPFS and Self-Hosting: Accessible on IPFS and available for download and self-hosting.
  • Understandable: Aims to be easily understandable without making opinionated choices.
  • Usable: Allows any user to interact with all of Morpho’s smart contract capacities.
  • Resilient: Aims to minimize security and liveness assumptions.

Non-Profit​

The Morpho Interface is non-profit, ensuring long-term alignment with users and leaving space for others to build profitable products on top of Morpho.

Showcasing the Morpho Ecosystem​

The Ecosystem page showcases all the different specialized and feature-rich products built on Morpho. Users can discover applications that suit their risk profiles or use cases from within the Morpho Interface.

  • Instadapp Pro - create and manage a sophisticated DeFi portfolio
  • SummerFi - use automated tools to borrow and leverage crypto assets
  • DeFi Saver - open, monitor, and manage advanced DeFi positions
  • Contango - trade perpetual futures with an optimized UI
  • Idle Finance - tranche your exposures to suit your risk preference
  • Many more...

For more detailed information, please read the full article on Morpho's Mirror blog.

If you are building on Morpho and want to be featured for Morpho users, feel free to reach out on Discord.