Integrate Rewards for Earn Products

Display and claim Morpho Vault rewards in an earn product, from fetching campaign data to presenting claimable incentives.

Vault users on Morpho can earn rewards beyond base lending yield. Integrating rewards display and claiming is essential for providing competitive APY and maximizing user returns.

What's Unique for Earn Products

When building earn products, understand that vault users earn rewards from two sources:

Direct Vault Campaigns: Rewards distributed directly to vault users
Forwarded Market Campaigns: Rewards from underlying markets where the vault allocates liquidity

Critical integration requirement:

Net APY = Native Vault APY + Vault Campaign APR + Forwarded Market Campaign APR - Performance Fee - Management Fee

Integration Steps

Follow the centralized rewards tutorials with vault-specific considerations:

Step 1: Fetch Vault Rewards Data

Follow: Fetch Rewards Data

Vault-specific notes: Reward APRs come from Merkl, not the Morpho API.

Step 2: Display Rewards in Your UI

Follow: Integrate Rewards Display

Vault-specific notes:

Prominently display Net APY (native + all rewards)
Show breakdown: base yield vs. rewards
List reward tokens with their respective APRs
Optionally show which markets contribute to forwarded rewards

Step 3: Enable Reward Claiming

Follow: Claim Rewards

Important: The claiming process is identical for all Morpho users (vault users, borrowers, market suppliers). Merkl handles all reward claims.

Quick Reference

Task	Main Tutorial	Vault-Specific Consideration
Understanding rewards	Reward Campaigns	Understand forwarding mechanism
Distribution system	Distribution Systems	Merkl for all users
Fetch rewards	Fetch Rewards Data	Retrieve claimable rewards from Merkl
Display rewards	Integrate Display	Show total APY breakdown
Claim rewards	Claim Rewards	Same process for all users

Need Help?

Conceptual questions: Rewards for Lenders Concept
Main rewards guide: Rewards Integration Guide
Technical support: help.morpho.org