Products

Build powerful financial applications with Morpho's decentralized lending infrastructure.

Vaults

Earn

Deposit into Morpho Vaults to earn variable yield from borrower interest

  • Simple
  • Configurable
  • Matching your risk appetite
  • Non-custodial
Markets

Borrow at a variable rate

Provide collateral to borrow any asset on Morpho Blue

  • Higher collateralization factors
  • Per market rates
  • Flexible repayment, no maturity
Midnight Fixed Rate Markets

Lend & borrow at fixed terms

Settle at a fixed rate until a set maturity with Midnight

  • Rates fixed at settlement
  • Fixed maturities
  • Isolated markets
  • Offer-based settlement